HDB reported that its Resale Price Index fell 0.3% in 2Q2026 after a 0.1% decline in 1Q2026. Resale volume, however, increased 1.8% quarter on quarter to 6,396 transactions. Compared with 2Q2025, transaction volume was 9.9% lower. Source: HDB, 23 July 2026.
So what for me? A softer national index does not tell you what a specific flat will sell for. Town, flat type, floor, condition, lease, attributes and competing listings still matter. For an upgrader, the more important number is often not the headline sale price but what remains usable after the existing housing position is settled.
Before deciding whether to upgrade, separate three questions: what might my current home realistically sell for, what proceeds may be available for the next move, and what purchase range remains comfortable rather than merely possible. That is the bridge from market news to Property Wealth Planning.
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