Ardor Residence D15: Last Advertised Freehold 4BR at $3.463M. Worth Buying?

What is being advertised?

Ardor Residence is being marketed with one remaining freehold four-bedroom unit in District 15, at an asking price of S$3.463 million or S$2,680 per square foot. The marketing material says buyers can view the completed actual unit and move in. These are advertised claims as at 14 October 2026, not independently confirmed inventory or completion records. Confirm the unit number, official floor area, price and availability before making an appointment.

Does freehold justify the price?

Freehold ownership may suit a family planning to stay for many years, but tenure alone does not guarantee appreciation. At this budget, compare nearby freehold resale homes and newer leasehold developments on total quantum, usable space, monthly fees and resale demand. The claim that this is one of the cheapest District 15 freehold four-bedders has not been substantiated by a comprehensive comparable-market search.

What to inspect in the actual unit

Actual-unit viewing is useful. Test whether bedrooms fit real furniture, how the dining and living areas work, the light and ventilation, privacy, noise, storage and household-shelter dimensions. A four-bedroom label is not a substitute for checking layout efficiency. The implied area of about 1,292 sq ft is calculated from the rounded advertised price and psf, not verified floor-plan data.

School proximity needs verification

The marketing material says the development is within 1 km of Tanjong Katong Primary School. Check the specific residential address through official OneMap SchoolQuery and current MOE admission rules. Being within 1 km does not guarantee a school place.

Affordability illustration

At S$3,463,000, a hypothetical 75% bank loan is S$2,597,250, leaving a 25% down payment of S$865,750. The minimum 5% cash component under a standard 75% LTV scenario is S$173,150, subject to eligibility. Estimated buyer’s stamp duty is S$149,370 if the dutiable value equals the price. That means down payment plus BSD of S$1,015,120, excluding ABSD, legal fees, renovation and other costs. Loan eligibility, TDSR, age, tenure and CPF use must be checked individually.

Who is the future resale buyer?

Before buying, ask who will buy this exact unit from you in five to ten years. Will the next family value its bedrooms, size, location and freehold tenure enough to pay a competitive price? Compare likely resale competition, including newer projects and larger older homes, rather than assuming a freehold premium will grow automatically.

Should you rush for the last unit?

The advertised “last one” may change without notice. Scarcity is a reason to verify availability, not a reason to skip transaction comparisons, financing approval, legal checks or a practical exit plan. HOLD or buying a different home can be a sensible result.

Jerry’s assessment

Jerry Low’s Property Wealth Planning view: Ardor Residence is worth shortlisting for buyers who want District 15, freehold tenure and a completed four-bedroom home, provided the entry price and holding power work. Confirm the developer’s latest price and inventory, floor plan, school distance and claimed award before treating promotional descriptions as fact. To compare alternatives or arrange a viewing, WhatsApp https://wa.me/6582928999. Information based on supplied marketing copy dated 14 October 2026; subject to change. This is general education, not personalized financial advice.