Private home prices rose 1.4% in 3Q2026: what the flash estimate does — and does not — tell you

URA’s flash estimate released on 1 October 2026 showed the overall private residential property price index rising 1.4% quarter on quarter in 3Q2026, after a 0.5% rise in 2Q2026. But the market did not move as one block: landed prices rose 2.8%, non-landed prices rose 0.9%, and within non-landed homes OCR rose 2.2% while CCR slipped 0.1%. Sale transaction volume up to mid-September was about 30% lower quarter on quarter. Source: URA, 1 October 2026.

So what for me? A national index is context, not a valuation of your home and not a reason by itself to buy or sell. Your useful comparison is narrower: property type, location, competing supply, recent transactions, financing and your own timeline.

If you are selling, establish your realistic sale position and usable proceeds before planning the replacement home. If you are buying, compare alternatives using the same budget and holding objective. URA has scheduled the full 3Q2026 real-estate statistics for 23 October 2026. Until then, treat this flash estimate as an early signal rather than the final quarterly dataset.